Innovative home insurance, tailored to your lifestyle

With Discovery Insure, you get insurance that is comprehensive, flexible and affordable to protect your home contents, buildings and portable items. You also get innovative benefits and convenient service features.

Home contents insurance benefits and features

  Dynamic Plan Essential Plan Classic Plan Executive Plan

PAY NO EXCESS

You pay no excess for theft (forced entry) and weather-related claims

   

EXTRA PROTECTION FOR YOU AND YOUR HOME

Have peace of mind with emergency security and alternative accommodation

HELP WHEN YOU NEED IT

Get emergency plumbing, electrical and locksmith services

PROTECTION FROM POWER SURGES

COVER FOR ACCIDENTAL DAMAGE TO YOUR TV AND GLASS

BE SURE YOUR HOME CONTENTS ARE INSURED CORRECTLY

Complete an inventory assessment and know that your home contents are assessed and insured correctly

KEEP YOUR IMPORTANT DOCUMENTS SAFE

Store important documents, proof of ownership and valuation certificates in our Online Vault

ALL-RISKS COVER

Including comprehensive accidental damage cover

     

Optional home contents insurance features

Comprehensive accidental damage cover  

You can get additional damage cover for more peace of mind

More than 60 days’ unoccupied cover  

We’ll cover you for loss or damage if your building is unoccupied for more than 60 consecutive days

Comprehensive subsidence and landslip cover  

Cover your household contents for loss or damage as a result of damage to or destruction of your building caused by subsidence or landslip

Excess flexibility  

You can choose an excess amount to suit your needs, including zero excess across all sections of cover

Cover for goods in the open  

You can choose to increase the benefit limit that covers goods in the open for an additional monthly premium

Get a home insurance quote today!

Call us on 0860 751 751 or leave your details below and we will call you back.

 

Buildings insurance benefits and features

  Dynamic Plan Essential Plan Classic Plan Executive Plan

PAY NO EXCESS

You pay no excess for theft (forced entry) and weather-related claims

   

EXTRA PROTECTION FOR YOU AND YOUR HOME

Have peace of mind with emergency security and alternative accommodation

HELP WHEN YOU NEED IT

Have peace of mind with emergency security and alternative accommodation

HELP WHEN YOU NEED IT

Get emergency plumbing, electrical and locksmith services

ACCIDENTAL DAMAGE COVER

We’ll cover you for accidental loss or damage to your building and any fixed glass, mirrors and sanitaryware

POWER SURGE COVER

RENT AND ALTERNATIVE ACCOMMODATION

If your building is unsuitable to be lived in due to an insured event, we’ll either pay out the rental income you lose as a result or arrange alternative accommodation

COVER FOR KEYS, LOCKS AND REMOTE CONTROLS

DAMAGE TO GARDENS

We’ll cover damage to trees, plants, shrubs and irrigation systems on the grounds of your building under certain conditions

SWIMMING POOL FILTERS AND BOREHOLE PUMPS

We’ll cover you for accidental loss or damage (including loss or damage caused by a power surge) to swimming pool filters, borehole and other water pumps in domestic use at your building

   

Optional buildings insurance features

Cover for wear and tear of pipes and water-heating systems  

You have the option to insure your geysers, pipes and water heating systems for wear and tear, rust, decay and faulty workmanship for an additional premium (automatically included on the Executive Plan)

Additional subsidence and landslip cover  

You can get cover for destruction of or damage to your building that is caused by subsidence or landslips, and get additional cover for loss or damage that is caused by or worsened by soil contraction, shrinking or expansion

Excess flexibility  

You can choose an excess amount to suit your needs, including zero excess across all sections of cover

More than 60 days’ unoccupied cover  

We’ll cover you for loss or damage if your building is unoccupied for more than 60 consecutive days

why choose discovery insure car insurance couple outside car

Portable possessions insurance benefits and features

  Dynamic Plan Essential Plan Classic Plan Executive Plan

REDUCE YOUR PREMIUM AND GET THE COVER YOU NEED

Manage your portable possessions cover and premium

FASTTRACK YOUR CLAIM

Your specified electronic devices are replaced within 48 hours if the claim is an approved FastTrack claim

KEEP YOUR IMPORTANT DOCUMENTS SAFE

Store important documents, proof of ownership and valuation certificates in our Online Vault

PROTECTION FOR THEFT FROM YOUR UNATTENDED VEHICLES

We’ll cover you for theft from your unattended vehicles, without visible, violent and forcible entry

SAFE DEPOSIT ITEMS

We will pay for the loss of or damage to items that are kept in a safety deposit box at a registered bank vault, or similar registered institution

SAFE DEPOSIT BOX EXTENDER

When you remove items from the deposit box, you will receive five days of free cover with no need to specify these items or notify us

     

MY JEWELLER

You can choose to repair or replace your jewellery at your specific provider

Optional portable possessions features

Excess flexibility  

You can choose an excess amount to suit your needs, including zero excess across all sections of cover

Cover for general clothing and personal effects  

You can choose cover for portable possessions to protect yourself against loss or damage to these items anywhere in the world

 

Get a home insurance quote today!

Call us on 0860 751 751 or leave your details below and we will call you back.

 
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